Built for Monarch Money, YNAB & Actual Budget•Canadian & US Banks

When your budget app doesn't match your bank. Find every dropped transaction in 10 seconds.

Drop your bank eStatement PDF and your Monarch or YNAB CSV export. StatementDiff mathematically verifies Opening + Sum = Closing to the exact cent, catches transactions dropped by Plaid & Finicity, and fixes flipped credit card signs—100% on your device without uploading your PDF to any server.

✓ Never Leaves Your Device (Works Offline)✓ ±$0.00 Exact Math Checksum✓ Fixes Inverted Credit/Debit Signs✓ 1-Click Monarch & YNAB Re-Import
1

Bank or Card Statement (PDF)

CA & US .PDF

Parsed 100% locally on your computer. Your statement never touches a cloud server—works even with your Wi-Fi turned off.

Click to select or drop statement PDF
Supports RBC, TD, Tangerine, Wealthsimple, BMO, CIBC, Rogers, Amex, Chase, Citi & Wells Fargo
Automatic checksum verification100% Client-Side
2

Monarch / YNAB Export (CSV)

.CSV EXPORT

Fuzzy matches within a ±4 day posting window, identifies missing transactions, and flags flipped signs.

Click to select or drop Monarch CSV export
Exported from Monarch Web: Accounts → Edit → Download transactions
Monarch Web: Accounts → Edit → Download transactions±4 Days Window
1. Missing Rows Backfill CSV

Catches transactions dropped by Plaid/Finicity using a ±4 day posting window so you never import duplicates.

2. Inverted Sign & Bulk-Edit CSV

Fixes backward credit card +/- signs and updates 1,000+ existing rows via Monarch Transaction IDs with 0 API writes.

3. Net Worth Balance History CSV

Generates a deduplicated daily running balance file so your Monarch Net Worth graph updates without "Invalid DateTime" errors.

💡Don't have a bank statement right now?
Open Interactive Demo→
Pay Once or Subscribe•Zero Lock-in

Simple, transparent pricing.

Never pay a monthly subscription just to fix a multi-year backfill. Pay once for a clean slate, or get Pro for automated monthly peace of mind.

Free Diagnostic
$0

Inspect statements client-side and export your first 25 missing rows free.

✓100% Client-Side RAM Parsing
✓Math Checksum Verification (±$0.00)
✓First 25 Missing Rows Exported
✓Transaction-ID Sign Fix CSV Export
Most Popular
20-Statement PassPay Once
$12 one-time payment

Perfect for fixing 12 to 24 months of dropped Tangerine, Wealthsimple, RBC, Amex, or Chase history.

✓20 Statement Credits (Never expire)
✓All Missing Rows Unlocked (No 25-row cap)
✓Transaction-ID Sign Inversion Fix CSV
✓Deduplicated Daily Balance History CSV
✓Bank of Canada Exact Date FX
Pro Annual
$29 / year

For households managing multiple US & Canadian bank accounts every month without broken aggregators.

✓Unlimited Statements All Year
✓Canadian TSX Portfolio Balance CSVs
✓Priority AI Self-Heal on Complex PDFs
✓Unlimited Multi-Statement Backfill Exports